\( \definecolor{colordef}{RGB}{249,49,84} \definecolor{colorprop}{RGB}{18,102,241} \)
Ethan wants to invest in a retirement fund. The account pays \(5.9 \pourcent\) p.a. compounded monthly. If Ethan wants to have \(\dollar 100\,000\) in the account after 15 years, how much does he need to deposit now (
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)?
dollars (round to the nearest integer)